Legal Disclaimer

General Disclaimer

The information provided on this website and through teraqosimelia's services is for educational and informational purposes only. teraqosimelia operates as an educational platform focused on business model analysis and financial literacy. The content, courses, materials, and resources available through our platform should not be considered as professional financial, investment, legal, or business advice.

By accessing and using teraqosimelia's services, you acknowledge that you understand and agree to the terms outlined in this disclaimer. This disclaimer applies to all content, materials, courses, webinars, downloadable resources, and any other educational materials provided by teraqosimelia through teraqosimelia.com or any affiliated platforms.

Educational Nature of Content

All business models, financial concepts, case studies, and analytical frameworks presented through teraqosimelia are intended solely for educational purposes. These materials are designed to help learners develop critical thinking skills related to business analysis and financial literacy. No content should be interpreted as a recommendation to pursue any specific business venture or investment opportunity.

• Course materials represent theoretical frameworks and educational concepts
• Case studies are presented for analytical learning purposes only
• Business model discussions focus on understanding structures and concepts
• Financial literacy content aims to improve general understanding of economic principles

No Guarantees or Warranties

teraqosimelia makes no representations or warranties regarding the completeness, accuracy, reliability, or suitability of any information provided. We do not guarantee that the educational content will meet your specific learning objectives or that participation in our programs will lead to any particular outcomes.

Limitation of Liability

To the fullest extent permitted by applicable law, teraqosimelia, its directors, employees, affiliates, and educational partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or relating to your use of our educational services. This includes but is not limited to damages for loss of profits, business interruption, or loss of information.

teraqosimelia's maximum liability, if any, for claims arising from or relating to our educational services shall not exceed the amount you paid for the specific course or service giving rise to the claim.

Information Accuracy and Currency

While teraqosimelia strives to provide accurate and up-to-date educational content, business environments, market conditions, and financial landscapes change rapidly. Information presented in our courses reflects conditions and knowledge available at the time of creation and may become outdated.

• Course content reflects information available during development periods
• Market examples and case studies represent historical data
• Business model analyses reflect conditions at specific points in time
• Economic principles discussed are subject to evolving interpretations

Professional Advice Limitations

teraqosimelia's educational content is not a substitute for professional advice. Before making any financial, business, or investment decisions, you should consult with qualified professionals who can assess your specific circumstances and provide personalized guidance.

Our educational materials should be viewed as supplementary learning resources that can enhance your general understanding of business and financial concepts. However, they cannot replace the personalized analysis and recommendations that qualified professionals provide.

Third-Party Content and External Links

teraqosimelia's educational platform may include references to third-party content, external websites, or resources provided for additional learning opportunities. We do not endorse, control, or assume responsibility for the content, accuracy, or practices of third-party sources.

When you access external resources through links provided in our educational materials, you do so at your own risk. These third-party sources operate under their own terms of service and privacy policies, which may differ significantly from teraqosimelia's policies.

Intellectual Property Rights

All educational content, course materials, frameworks, methodologies, and resources provided by teraqosimelia are protected by intellectual property laws. Students and users are granted limited rights to access and use these materials for personal educational purposes only.

Redistribution, reproduction, or commercial use of teraqosimelia's educational content without explicit written permission is strictly prohibited and may result in legal action.

This disclaimer was last updated in January 2025 and reflects current policies and legal requirements.